MPESA's introduction to the market in 2007 was marked by stiff opposition from commercial banks. Over a decade later, Kenyan banks are now trying to regain their competitive edge by setting up the Kenya Interbank Transaction Switch. Equity Bank's CEO, James Mwangi, made his case for why a system that settles transactions, even those involving cheques, in real time, is a long-overdue game changer, to CCTV's Ramah Nyang.